Published January 11, 2018
LONDON There are so many questions to be
answered about having debts in UK. What will it happen if you have
debts in the UK and then move to a different country? Will they
affect you abroad or not? What happens if you get back in the UK?
What about the accounts you owe if you move abroad?
Its all very complicated, but we have the answers. Well, at
least a part of them, since every country has a different law on
The debts could be collected even though you move from the UK.
If, for example, you moved to Australia, the collectors dont have
authority in Australia, so they cant collect your debt. But they
can make you bankrupt in the UK, and as soon as you buy a property,
they will take it in the bankruptcy, no matter its location.
Your Debts Can Be Sold
The bank you owe money to can sell your debts to a different
collector, so, one day, you might get a phone call from a different
It is quite confusing, especially when you get debts in other
countries. If you move from the UK to America, the bank might sell
your debts to an American collection firm, so you will be chased in
order to pay, according to the law.
Of course, its not as harsh as its in Dubai, where if you dont
pay your debts, you can go to jail.
Going Bankrupt in the UK from Abroad
You can go bankrupt in the UK from a different country,
depending on the country you have moved to and how much time you
spent there. If you move to a EU country in three months time since
you left the UK, you can go bankrupt back in the UK. After those
three months, you will need to go bankrupt in that new country you
live some EU countries have harsher bankruptcy laws, while others
dont have an actual form.
What Will It Happen If I Leave Unpaid
A we already mentioned, the bank might sell your debts to a
collector from the country you moved. Coming back to the UK while
still being in debt will not have you detained, stopped or
questioned, if you are a citizen of the UK. Leaving behind debt or
unpaid bills is not a crime. The same goes for non-UK